Block is hiring a Senior Software Engineer, Ledgering in 10414 Engineering - Fintech Platform — Bay Area, CA, United States of America. The overview below is synthesized from the employer posting on block.xyz: factual requirements and scope are preserved, but prose is rewritten with editorial context. Verify details and apply via the employer link.
Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams — People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more — provide support and guidance at the corporate level.
The Role
Day-to-day scope for the Senior Software Engineer, Ledgering as described in the posting:
Ledgering is the accounting core that other teams at Block build on. We keep the authoritative records of balances for Square and Cash App, along with the transactions and settlement that move that money.
You Will
- Design, build, and operate the balance and transaction systems of record that serve as the financial source of truth for millions of merchants and customers.
- Build settlement orchestration that determines how account holders get paid: schedules, amounts, deposit methods, and withholdings.
- Develop self-serve ledgering APIs with durable semantics and clear contracts, so partner teams can stand up a new balance or transaction type in about a day instead of waiting weeks on custom integration work.
- Emit balance and settlement data that downstream finance, reconciliation, and reporting teams can trust, against agreed data contracts.
- Design and implement reliable, high-volume distributed transaction-processing systems, making thoughtful tradeoffs between consistency and availability when both are not possible.
- Drive convergence across a large portfolio of financial services: consistent transaction and balance models, shared workflow tooling, and predictable integration patterns.
- Operate tier-0 and tier-1 financial systems against published SLOs, and debug production issues across services and multiple levels of the stack in a high-reliability environment.
- Work AI-natively: use AI agents throughout the development lifecycle, and build agents and automation that reduce operational toil across our services.
- Lead complex projects end to end, breaking the work into components and milestones that other engineers can pick up.
- Mentor other engineers and contribute to the technical direction of the team.
- Work with engineers, product managers, and finance and treasury stakeholders across the company to ship new capabilities at scale.
You Have
- A minimum of 8 years of related experience with a Bachelor's degree; or 6 years and a Master's degree; or a PhD with 3 years experience; or equivalent experience.
- Experience designing and operating distributed, high-throughput, fault-tolerant services, with a strong understanding of consistency, idempotency, and failure handling.
- Experience building money-movement systems such as ledgers, double-entry accounting, settlement, or treasury, or the curiosity and drive to build deep expertise in the domain.
- Proficiency in at least one major programming language (for example Java, Kotlin, or Go) and strong SQL.
- Experience leading complex, ambiguous projects across multiple engineering teams and driving clear next steps in areas without clear ownership.
- High standards for software architecture and engineering practices, including maintainable and testable code, CI/CD, and observability, in a complex, high-stakes financial environment.
- Proficiency in using AI tools throughout the software development lifecycle to improve engineering productivity, problem solving, and software delivery.
- Strong written and verbal communication skills.
Technologies We Use and Teach
- Java, Kotlin, Python
- AI agents and tooling across the development lifecycle, including AMP, Codex, Claude, Goose and MCP
- Temporal, Protocol Buffers, jOOQ, GraphQL
- MySQL, Aurora, Vitess, Databricks, Snowflake
- AWS, Kubernetes, Terraform, Datadog
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is an equal opportunity employer evaluating all employees and job applicants without regard to identity or any legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.
While there is no specific deadline to apply for this role, U.S. roles are typically open for an average of 55 days before being filled by a successful candidate.
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S.
To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.
Zone A:
$217,800—$326,800 USD
Zone B:
$207,000—$310,400 USD
Zone C:
$196,100—$294,100 USD
Zone D:
$185,200—$277,800 USD
Application Guidelines
Candidates may submit up to 9 active applications within a 60-day period. Reapplications to the same role are accepted 90 days after a previous application has been reviewed.
Use of AI in Our Hiring Process
We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws.
Contact us here with hiring practice or data usage questions.
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering.
Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy.