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Backend Engineer, Credit Decisions

Stripe
Chicago, IL Posted 32 days ago
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Stripe is hiring a Backend Engineer, Credit Decisions in Global Operations — Chicago, IL. The overview below is synthesized from the employer posting on stripe.com: factual requirements and scope are preserved, but prose is rewritten with editorial context. Verify details and apply via the employer link.

Who we are

About Stripe

Company context from the listing:

Stripe, LLC. is a financial infrastructure platform for businesses.

What you’ll do

Day-to-day scope for the Backend Engineer, Credit Decisions as described in the posting:

Responsibilities

Day-to-day scope for the Backend Engineer, Credit Decisions as described in the posting:

  • Work with a wide range of systems, processes and technologies to own and solve problems from end-to-end.
  • Collaborate with engineers, designers, data scientists, and product managers to develop new features and products.
  • Uphold our high engineering standards and bring consistency to the many codebases and processes you will encounter.
  • Build elegant APIs and user experiences that enable merchants to run and scale their businesses on top of the company.
  • Contribute to the design and architecture of the next generation of Stripe’s infrastructure, to meet the high growth needs of the company and customers for years to come.
  • Work alongside peer engineering teams, data scientists and strategy partners to design and implement critical systems that power financial decision-making while contributing to the growing team’s success.

Who you are

Experience and skills the team lists as required:

Minimum requirements

Experience and skills the team lists as required:

Must have a Bachelor's degree or foreign equivalent in Software Engineering, Computer Science, or a related field, plus six (6) years of experience in Software Development.

Must have six (6) years of experience with/in:

  • Working across the stack and navigating codebases with different languages, including 2 of the following: Java, Ruby, Scala, Python, or SQL;
  • Tools including: Spark, IDE, and AWS;
  • Developing user-facing experiences and writing queries for analyzing experiment results;
  • Distributed computing or large-scale distributed systems; and
  • Cloud based services, including: gRPC, GraphQL, Docker, Kubernetes, or AWS.

Salary: $173,000.00 - $259,600.00/yr.

This salary range represents the base salary range for the role and any sales commissions/sales bonuses targets, if applicable, would be in addition to the base salary.

40 hrs/week

50% Telecommuting permitted.

Multiple Positions Available.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends. IL37 #LI-DNI

Build a standout application

For the Backend Engineer, Credit Decisions at Stripe, reviewers look for concise evidence over buzzwords. Mirror the language of the posting sparingly, quantify support or delivery outcomes, and show how you handled ambiguity, time-zone collaboration and user empathy. Keep your resume to impact, keep your cover note to one page, and link to artifacts — tickets resolved, docs shipped, dashboards owned — that prove you can operate in a fast-moving Web3 team. Prepare to discuss a time you turned a confusing user report into a clear fix and how you measure quality in support and operations.

Web3 hiring values reliability: on-time follow-through, clear writing, and a track record of improving runbooks and tooling. Treat the application as a work sample. For interviews, be ready to walk through how you prioritize across time zones, handle a difficult user, and decide when to escalate versus resolve directly. Show how you document decisions so the next teammate benefits.

In a distributed Web3 org, trust builds through written clarity. Use the cover note to demonstrate it.