Responsibilities
🔹 Compliance & AML Platform
- Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
- Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
- Partner with Compliance to translate BSP / AMLC regulations into scalable product features
🔹 KYC & Onboarding
- Build and improve KYC/KYB onboarding flows (individual & business)
- Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
- Balance conversion vs compliance (reduce friction without increasing risk)
🔹 Anti-Fraud & Risk Control
- Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
- Collaborate with data teams to develop rules engines, alerting systems, and case management tools
- Improve real-time monitoring capabilities for transactions and user behavior
🔹 Risk Platform & Tooling
- Build internal tools for:
Case management
Investigation workflows
Audit trails and reporting
Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)
🔹 Cross-functional Leadership
Work closely with:
Compliance / MLRO
Risk & Fraud Ops
Data Science / Analytics
Engineering
Act as the bridge between regulatory requirements and product implementation
Requirements
Must to have
- 5+ years of Product Management experience, preferably in fintech, payments, or crypto
- Strong understanding of:
AML / CFT frameworks
KYC / KYB processes
Transaction monitoring
Experience building or managing:
Risk engines / fraud systems / compliance platforms
Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
Ability to translate regulatory requirements into scalable product solutions
Nice to have
Experience in crypto / blockchain / exchange platforms
Knowledge of:
Fraud typologies (scams, mule accounts, phishing, etc.)
Sanctions screening & travel rule
Experience with tools/vendors like:
Chainalysis / TRM / Elliptic
Onfido / Sumsub / Jumio
Background in compliance, risk, or data analytics