Key Responsibilities
Compliance & AML Platform
- Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
- Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
- Partner with Compliance to translate BSP / AMLC regulations into scalable product features
KYC & Onboarding
- Build and improve KYC/KYB onboarding flows (individual & business)
- Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
- Balance conversion vs compliance (reduce friction without increasing risk)
Anti-Fraud & Risk Control
- Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
- Collaborate with data teams to develop rules engines, alerting systems, and case management tools
- Improve real-time monitoring capabilities for transactions and user behavior
Risk Platform & Tooling
- Build internal tools for: Case management - Investigation workflows - Audit trails and reporting - Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)
Cross-functional Leadership - Work closely with: Compliance / MLRO - Risk & Fraud Ops - Data Science / Analytics - Engineering - Act as the bridge between regulatory requirements and product implementation
Qualifications & Requirements
Must to have
- 5+ years of Product Management experience, preferably in fintech, payments, or crypto
- Strong understanding of: AML / CFT frameworks - KYC / KYB processes - Transaction monitoring - Experience building or managing: Risk engines / fraud systems / compliance platforms - Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments - Ability to translate regulatory requirements into scalable product solutions
Nice to have - Experience in crypto / blockchain / exchange platforms - Knowledge of: Fraud typologies (scams, mule accounts, phishing, etc.) - Sanctions screening & travel rule - Experience with tools/vendors like: Chainalysis / TRM / Elliptic - Onfido / Sumsub / Jumio - Background in compliance, risk, or data analytics
About Coins.ph
Coins.ph, founded in 2014 in Manila, is the Philippines' leading crypto wallet and payments app with 18M+ registered users. Acquired by Gojek then spun out, it offers PHP trading, bills payment, remittance and GCash interoperability, licensed by the Bangko Sentral ng Pilipinas. It bridges cash and crypto for everyday Filipino use.ph lists 123 roles — one of the largest APAC hiring footprints here — across engineering, operations, compliance and growth in Manila and remote. Candidates should value financial inclusion, mobile-first product and operating under local regulation. Coins.ph is the leading regulated digital wallet and crypto exchange in the Philippines, providing millions of users with mobile payments, remittance rails, and spot trading.